independent insurance agent
Commercial AUto insurance
Broadest Insurance Coverage At The Most Competitive Price
Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
THE BENEFITS OF WORKING WITH AN INDEPENDENT AGENT
An independent agent is a licensed professional with strong customer and community ties who gives you excellent service and competitive prices, because agents can access the insurance coverage from multiple companies.
Assists you when you have a claim and is your consultant, working with you to help explain the different types of insurance and determining your unique needs
Offers you a choice of insurance plans and programs
Is a “value hunter,” who looks after your pocketbook in finding the best combination of price, coverage and service
Offers one-stop shopping for a full range of products, such as home, renters, auto, and business insurance; and can periodically review your coverage to keep it current.
Mon - Fri: 7:30 am to 4:30 pm
Sat & Sun - Closed
INDEPENDENT INSURANCE AGENCY
1453 Helmo Ave. N., Oakdale, MN 55128